Rural Postal Life Insurance - Gram Santhosh
Under this scheme the proponent is given an assurance to the extent of the Sum Assured and accrued bonus till he/she attains the pre-determined age of maturity.
Minimum Age at entry is 19 years.
Maximum Age at entry is 55 years and for policies with sum assured beyond Rs.1 lakh maximum age at entry is 45 years
Premium ceasing at the age of 35, 40, 45, 50, 55, 58 & 60(Payment of premia for at least 5 years )
Maximum Sum Assured of Rs. 3 lakhs
Insurance Cover starts from the date of acceptance
Eligible for loan after payment of premia for 36 months.
Interest Rate @ 10% on loan
Surrender allowed after payment of premia for 36 months
Assignment facility available
Can be converted into Suraksha (Whole Life Assurance )
No medical examination required if age is 35 years or less and Sum Assured is not more than Rs.25000/.
Nomination facility is available
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