
Anticipated Endowment Assurance Scheme  Sumangal
An Anticipated Endowment Assurance Scheme which is also known as Money Back Policy.
Insurance cover starts from the date of acceptance of the Proposal

Survival benefits is paid to the insurant periodically (Such payments will not be taken into consideration in the event of unexpected death of the insurant and the full sum assured with accrued bonus is payable to the assignee, nominee or legal heir).

Two type of policies i.e. 15 year term and 20 year term.
In case of 15 years term policy the minimum Age at entry is 19 years and maximum Age at entry is 45 years.
In case of 20 years term policy, the minimum Age at entry is 19 years and maximum Age at entry is 40 years.
 Maximum Sum assured is Rs.5 lac
 No loan facility
 No surrender value is payable
 Assignment facility is available
 Nomination facility available
Survival benefit payable 
15 year Policy 
20 Year Ploicy 
Benifits Paid 
at the end of 6 years 
at the end 8 years 
20% of sum assured 
at the end of 9 years 
at the end 12 years 
20% of sum assured 
at the end of 12 years 
at the end 16 years 
20% of sum assured 
at the end of 15 years 
at the end 20 years 
40% of sum assured 
"Best suited if you need Periodical Returns"

Customer Care Centre (PLI)
O/o the Chief Postmaster General
Kerala Circle
Thiruvananthapuram 695033
Phone: 04712305252/2560756
email: ddmpli.keralapost@gmailcom
